Whether it's your starter home or your forever home, having insurance in Florida is a necessity. Many areas across this state are susceptible to severe weather like wind, hail, or even tornadoes. Vandalism and liability issues are also major concerns for homeowners. The Insurance Group of Florida can help ensure that you're protected with a good homeowner's insurance policy.
The majority of people who own a home are under the contract of a mortgage, which requires you, the owner, to have home insurance. Many families save for years to put a down payment down on their house. It is usually assumed that your home is one of your most significant financial investments. A policy helps you should you suffer loss from your property as a result of something unexpected. It could also help if someone got injured on your property for medical or legal costs.
The weather in Florida is unpredictable, so choosing the right policy is a must. If you're not sure what coverages you need to include in your plan, our agents can help. Being that we are in a state with hurricanes, we will also discuss in further detail whether your home is in a flood zone. Many first time homeowners are confused about the process and what protection they need, but our team will help put your nerves at ease.
A homeowner's insurance policy will typically include protection for your home(dwelling), the contents inside, temporary housing if needed, and liability coverages. We work with every family to customize their policy based on the type of home they have, how big it is, and other various factors.
Home is where the heart is, and the Insurance Group of Florida would love to make your life a little easier. You can reach out to us at your convenience to get a free estimate on your next homeowner's insurance policy. We look forward to speaking with you!